.header-inner{min-height:64px}.intro{padding-block:24px 22px;align-items:center;gap:24px}.intro h1{font-size:1.75rem;line-height:1.2;margin:8px 0}.intro h1 span{color:var(--muted);font-weight:500}.intro p{font-size:.875rem;max-width:none}.intro-privacy{font-size:.875rem;color:var(--muted);white-space:nowrap}.workbench{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 8px 28px #163b2510;scroll-margin-top:12px;overflow:clip}.tool-toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:13px 20px;background:#f4f8f6;border-bottom:1px solid var(--line);border-radius:20px 20px 0 0}.tool-tabs{display:flex;gap:5px;padding:4px;background:#e8efeb;border-radius:11px}.tool-tabs button{border:0;border-radius:8px;padding:9px 15px;background:transparent;color:var(--muted);font-size:.875rem;font-weight:600;line-height:1.4}.tool-tabs button[aria-selected=true]{color:var(--deep);background:#fff;box-shadow:0 2px 7px #23423110}.tool-tabs button:hover{color:var(--deep)}.method-link{font-size:.875rem;font-weight:550;white-space:nowrap}.tool-panel{padding:22px}.calculator,.retirement-layout{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:26px;align-items:start;animation:none}.input-panel,.result-panel{padding:0;border:0;box-shadow:none;border-radius:0;background:transparent}.result-column,.retirement-results{position:sticky;top:85px;min-width:0}.result-panel{padding:2px 0 0 24px;border-left:1px solid var(--line)}.panel-heading{display:flex;flex-wrap:nowrap;margin-bottom:15px;gap:12px;align-items:start;justify-content:space-between}.panel-heading h2{font-size:1.15rem}.panel-heading p{font-size:.875rem;margin-top:4px;line-height:1.45}.panel-heading .text-button{margin:0;flex-shrink:0;font-size:.875rem;padding:0}.scenario-tabs{margin:0 0 17px;border-radius:9px;padding:4px;gap:3px}.scenario-tabs button{padding:6px 10px;font-size:.875rem}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:12px;margin-bottom:0}.input-panel label{font-size:.875rem;font-weight:550;line-height:1.45;margin-top:0;min-width:0}.input-unit{margin-top:6px;min-height:43px}.input-unit input{padding:10px 11px;min-height:43px;font-size:1rem;min-width:0}.input-unit>span{font-size:.875rem;padding-right:11px;white-space:nowrap}.input-panel select{font-size:.875rem;padding:10px;min-height:43px;margin-top:6px}.input-panel .help,.input-panel .field-note{font-size:.875rem;line-height:1.5}.inline-note{margin:21px 0 0;align-self:center}.compact-options{border-top:1px solid var(--line);padding-top:13px;margin-top:18px}.compact-options summary{font-size:.875rem;cursor:pointer;font-weight:600;line-height:1.4}.assumption-summary{display:block;font-size:.875rem;font-weight:400;color:var(--muted);margin:5px 0 0}.compact-options[open] summary{margin-bottom:14px}.compact-options>label{display:block;margin-top:14px}.compact-options .help{display:block;margin-top:7px}.local-note{margin:15px 0 0;font-size:.875rem}.result-panel h2{font-size:1.15rem;margin:12px 0 5px}.result-top{margin-bottom:0}.result-sub{font-size:.875rem;line-height:1.4;margin-bottom:13px}.cost-grid{gap:12px;margin:15px 0 0;grid-template-columns:repeat(2,minmax(0,1fr))}.cost-card{padding:16px 14px;border-radius:12px;min-width:0}.cost-card strong{font-size:clamp(1.5rem,2.4vw,2rem);white-space:normal;overflow-wrap:anywhere;line-height:1.2;margin:8px 0}.cost-name{font-size:.875rem}.cost-foot{font-size:.875rem;line-height:1.35}.bar-comparison{display:none}.difference{padding:16px 0 13px;margin-top:8px;background:none;border:0;display:grid;gap:3px}.difference strong{font-size:1.8rem;line-height:1.2}.difference>span{font-size:.875rem}.plan-jump{display:inline-block;padding:9px 13px;border:1px solid #c1dacf;border-radius:9px;background:var(--mint);font-size:.875rem;line-height:1.45;text-decoration:none;margin:0 0 10px}.result-disclaimer{padding:0;border:0;margin-top:3px;font-size:.875rem;line-height:1.5;background:none}.breakdown,.status-details,.scenario-comparison,.plan-chart-details,.calculation-notes{border-top:1px solid var(--line);padding-top:12px;margin-top:12px;font-size:.875rem}.breakdown summary,.status-details summary,.scenario-comparison summary,.plan-chart-details summary,.calculation-notes summary{font-size:.875rem;cursor:pointer;font-weight:550;line-height:1.4}.status-details .notice{margin-top:12px;padding:12px;font-size:.875rem}.scenario-detail{border:1px solid #c1dacf;background:var(--mint);border-radius:12px;padding:14px;margin-top:15px}.scenario-detail h3{font-size:1rem;margin-bottom:12px}.scenario-detail>label{display:block;margin-top:14px}.scenario-detail p{font-size:.875rem;line-height:1.5}.scenario-detail .checkbox-label{display:flex;align-items:start}.scenario-comparison #scenario-table{overflow-x:auto;margin-top:14px}.scenario-comparison .comparison-table{min-width:18rem}.retirement-inputs h3{font-size:1rem}.retirement-results{display:block}.difference-transfer{padding:0;border:0;background:none;margin-top:17px}.difference-transfer p{font-size:.875rem;line-height:1.5;margin:8px 0 0}.secondary-button{font-size:.875rem;padding:8px 12px}.plan-options{padding-top:13px}.plan-options>p{margin-block:9px 0}.plan-dashboard h2{margin-bottom:14px}.plan-share{margin-top:12px;font-size:.875rem;line-height:1.5}.plan-target-detail{display:grid;grid-template-columns:1fr auto;gap:4px 12px;padding-top:13px;margin-top:14px}.plan-target-detail>span{font-size:.875rem;align-self:center}.plan-target-detail>strong{font-size:1.15rem;margin:0;white-space:nowrap}.plan-target-detail>p{grid-column:1/-1;font-size:.875rem;margin:0;line-height:1.45}.plan-dashboard .notice{padding:11px 12px;margin-top:12px;font-size:.875rem;line-height:1.5}.plan-dashboard>p.help{font-size:.875rem;margin-top:12px;line-height:1.5}.plan-number-grid .cost-card strong{font-size:clamp(1.4rem,2.3vw,1.85rem)}.plan-chart-details .chart-legend{margin-top:16px}.calculation-notes p{font-size:.875rem;line-height:1.6;margin-top:10px}.plan-dashboard>.result-disclaimer{margin-top:14px}.knowledge-section{padding-top:36px}.knowledge-section .section-heading{margin-bottom:20px}.knowledge-section .section-heading h2{font-size:1.3rem}.knowledge-card{padding:22px}.knowledge-card .card-number{margin-bottom:13px}.knowledge-card h3{font-size:1.1rem}.knowledge-card p{font-size:.875rem;margin-top:10px}.faq-section{padding-top:36px;padding-bottom:45px}.faq-section h2{font-size:1.3rem}.tool-panel:not([hidden]){animation:panel-in .2s ease-out}@keyframes panel-in{from{opacity:.65;transform:translateY(3px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:1050px){.intro-privacy{display:none}.tool-panel{padding:20px}.result-panel{padding-left:20px}.calculator,.retirement-layout{gap:20px}.cost-card{padding:14px 12px}}
@media(max-width:800px){.intro{padding-block:18px}.intro h1{font-size:1.45rem}.intro h1 span{display:block;font-size:1rem;letter-spacing:0;margin-top:6px}.tool-toolbar{padding:10px 12px;gap:10px}.method-link{display:none}.tool-panel{padding:16px}.calculator,.retirement-layout{grid-template-columns:1fr;gap:24px}.result-column,.retirement-results{position:static}.result-panel{border:0;border-top:1px solid var(--line);padding:19px 0 0}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.mobile-result{position:sticky;top:64px;z-index:10;margin-bottom:17px;padding:10px 13px;border-radius:10px;box-shadow:0 4px 12px #183d2410}.mobile-result-costs{gap:12px;margin-top:4px;flex-wrap:nowrap}.mobile-result-costs strong{font-size:1.35rem;white-space:normal;overflow-wrap:anywhere}.mobile-result p{font-size:.75rem;line-height:1.35;margin-top:5px}.mobile-result-heading{font-size:.875rem}.cost-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cost-card strong,.plan-number-grid .cost-card strong{font-size:clamp(1.4rem,4vw,1.85rem)}.panel-heading{display:flex}.panel-heading .text-button{margin:0;align-self:start}.inline-note{font-size:.875rem;line-height:1.5;margin-top:17px}.workbench{border-radius:14px;overflow:visible}.tool-toolbar{border-radius:14px 14px 0 0}.knowledge-section .section-heading a{margin-top:9px}.knowledge-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.knowledge-card{padding:18px}.header-inner nav{gap:16px}}
@media(max-width:460px){.header-inner{gap:10px}.brand{font-size:1rem;gap:7px;letter-spacing:-.03em}.brand-icon{width:28px;height:28px}.header-inner nav{gap:10px}.header-inner nav a{font-size:.875rem}.header-inner nav a:first-child{display:none}.header-inner nav a:nth-child(2){display:none}.intro{padding-block:16px}.intro h1{font-size:1.4rem}.intro p{font-size:.875rem;line-height:1.5}.tool-tabs{width:100%}.tool-tabs button{flex:1;padding:9px 6px;font-size:.875rem}.tool-panel{padding:14px}.panel-heading h2{font-size:1.05rem}.panel-heading .text-button{font-size:.875rem}.input-unit input{padding:9px;font-size:1rem;width:100%}.input-unit>span{font-size:.875rem;padding-right:8px}.field-grid{gap:10px}.deductible-row{grid-template-columns:1fr}.deductible-row .inline-note{margin:0}.input-panel .inline-note{font-size:.875rem}.knowledge-grid{grid-template-columns:1fr}.plan-target-detail{grid-template-columns:1fr}.plan-target-detail>strong{white-space:normal}.mobile-result-costs strong{font-size:1.25rem}.cost-card{padding:13px 11px}.cost-grid{gap:9px}.result-top .eyebrow{font-size:.75rem}.brand>span:last-child:not(.brand-icon){margin-left:-4px}.compact-options .field-grid{grid-template-columns:1fr}.retirement-inputs .field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.retirement-inputs .field-grid:nth-of-type(4){grid-template-columns:1fr}.retirement-inputs .field-grid .inline-note{grid-column:1/-1;margin:0}.plan-options .field-grid{grid-template-columns:1fr}.secondary-button{width:100%;text-align:center}}
@media(prefers-reduced-motion:reduce){.tool-panel:not([hidden]){animation:none}}

@media(min-width:801px){.intro{padding-block:16px 14px}.intro h1{font-size:1.65rem;margin-block:5px}.tool-toolbar{padding-block:8px}.tool-tabs{padding:3px}.tool-tabs button{padding-block:8px}.tool-panel{padding-block:18px}.input-panel .field-grid{margin-top:10px}.input-panel label{margin-bottom:0}.panel-heading{margin-bottom:13px}.scenario-tabs{margin-bottom:13px}.cost-card{padding-block:13px}.result-panel .difference{padding-block:13px 10px}.compact-options{margin-top:14px}}

.input-panel .field-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,8rem),1fr))}
@media(max-width:800px){.site-header{position:relative}.mobile-result{top:0}}
@media(max-width:460px){.header-inner{flex-wrap:wrap}.header-inner .brand{max-width:100%;flex-wrap:wrap;white-space:normal}.brand-icon{flex-shrink:0}.header-inner nav{flex-shrink:0}}
/* Published examples stay on their own page to keep the calculator compact. */
.example-table{overflow-x:auto;border-radius:12px;border:1px solid var(--line);margin:20px 0}.example-table table{min-width:610px;margin:0}.example-table caption{text-align:left;padding:12px;font-size:.875rem;color:var(--muted)}.example-table th[scope=row]{font-weight:500}.example-table td{font-variant-numeric:tabular-nums}.example-links{font-size:.875rem;margin-top:10px;color:var(--muted)}